GENERAL POLICY:

Business Financing Strategies is also herein referred to as “We”, “Us”, and/or “Our”, and Client herein also referred to as “You” and/or “Your”.  Herein each of the undersigned known as Business Financing Strategies. and Client shall herein also be referred to as the “Party” and collectively as the “Parties”. Please read these terms and conditions carefully before using Our website and services. 
After completing Your review of the following Terms and Conditions to this Agreement, please acknowledge You are in agreement where required. 

TERMS AND CONDITION:

Terms and Conditions (also referred as “Terms“): mean these Terms and Conditions that form the entire agreement between You and the Us regarding the use of Our website and services. These are the Terms and Conditions governing the use of this website and Service and the agreement that operates between You and Us. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service. Your access to and use of the Service is conditioned on Your acknowledgment, acceptance and compliance with these Terms and Conditions. These Terms and Conditions that apply to You, and visitors, users and others who access Our website and use Our services. By accessing the website or using the services You agree to be bound by these Terms and Conditions and Confidentiality Policy. If You disagree with any part of these Terms and Conditions then You may not access the website or use Our services.

SERVICES:

We will counsel You on available financing structures, options, products, lending guidelines, joint ventures and/or sale options relating to Your business and/or project. You further acknowledge that You are solely responsible for obtaining any documents requested, and We shall have no duty to acquire said documents on Your behalf, unless otherwise agreed to in writing for additional compensation.  You agree to provide Us with any additional information or documentation as We may require concerning this transaction, within seven (7) business days of Our request to You, unless the documentation requested is delayed due to a third party not within Your control.

GOVERNING LAW/DISPUTE RESOLUTION:

This Agreement shall be governed by and construed in accordance with the laws of the State of New York, without regard to its principles of conflicts of laws. Parties hereby irrevocably and unconditionally consent to jurisdiction of the Federal and State Courts sitting in the State of New York, County of New York, and Parties hereby irrevocably waive any objection to the Federal and State Courts sitting in the State of New York, County of New York on the grounds of personal jurisdiction or venue. Each Party expressly agrees that the Courts sitting in the State of New York, County of New York, United States of America shall be the sole Courts of competent jurisdiction, which shall have jurisdiction over any and all disputes arising out of or in connection with this Agreement.  The Parties agree that in the event the other Party commences an action in a jurisdiction other than the State of New York, County of New York, United States of America, the defending Party shall be entitled, in addition to Summary Judgment dismissal of that lawsuit, to recovery of all attorneys’ fees, court costs, and any and all other costs expended by the defending Party in connection with that action.

MISCELLANEOUS:
     
This Agreement shall be considered to include the corporation(s), companie(s), division(s), subsidiarie(s), employee(s), consultant(s), principal(s), agent(s), associate(s), individual(s), client(s), business contract(s), assignee(s), family and heir(s) of each of the undersigned Parties.  

This Agreement between Parties shall constitute the entire agreement between the Parties, with respect to the consultation and financing of the Your business or project and no prior agreement, representation or warranty, whether written or oral, shall be binding upon either Party hereto. 

Other than the terms and conditions set forth herein no amendment, change or modification of this Agreement shall be valid unless in writing and signed by all Parties hereto.  The heading numbers herein are solely for convenience and are deemed to have no other meaning or consequence. In the event any exhibits, portion, section and/or paragraph of this Agreement shall be deemed unenforceable, the remaining portions of the Agreement shall remain in full force and effect and shall be fully enforceable under the terms of this Agreement. 

This Agreement may be digitally executed by a Party and document can be transmitted to the other Party, and such transmitted or digital acknowledgement signature shall have the same binding force and effect as if said document contained an original wet ink signature of the Party so executing the same and shall be fully enforceable as if an original document containing an original signature.
This website is for commercial use and only and only for use by registered companies.  We do not work with individual people or consumers.

Affiliate means, sister companies, subsidiaries, business partners, third-party partners, third-party affiliates, joint venture partners, or other companies that We do business with in order to offer You the services outlined on this website.  At some point, You may be working directly with one or more of Our affiliates, and You must agree to the affiliate’s terms and conditions, its confidentiality policy and all other terms and conditions.

LINKS TO OTHER WEBSITES:

Our website may contain links to third-party web sites or services that are not owned or controlled by the Us. We have no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit or use.

TERMINATION:

We may terminate or suspend Your access immediately to Our website or services, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.  Upon termination, Your right to use this website and Our service will cease immediately.
 
LIMITATION OF LIABILITY:

In no event will We be responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages arising out of or relating in any way to the use of Our website or services, or the use of any affiliate website, affiliate’s products or services, including any risk to Your computer, software or data being damaged by any virus, software, or any other file which might be transmitted or activated via the website, or Your access to it, the inability to access the website, services, content or information contained within the website.  As a condition of use of this website, You agree to indemnify Us against any liability, expenses (including attorney’s fees), and damages arising out of claims resulting from Your use of this website, Our services, or an affiliate website, affiliate products or services. Your sole remedy is to stop using the website and services.

COPYRIGHT:

This website is copyrighted in its entirety. The copyright in the website except material that is made available through association or material which is part of the public domain, contents, including, without limitation, all graphics, text, and computer programs contained therein, the underlying code, the pages displaying the website and the arrangement of the website is owned by the Us, unless otherwise indicated. You may view the information and use the services, but You cannot copy, modify, print, or distribute, any of the pages, text, images, or content from this website for any purpose; unless otherwise specified, doing so is a violation of the Our copyrights and other proprietary rights.

TRADEMARKS:

Registered and unregistered trademarks on this website, including but not limited to logos and service marks displayed on the website, and other material are Our property.  Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Our trademarks without Our prior written permission in each instance.  We prohibit the use of any of Our trademarks as part of a link to or from any website unless the establishment of such a link is approved in advance by Us  in writing. All goodwill generated from the use of the Our trademarks will inure to Our benefit.

Without limitation to the foregoing, We provide no warranty or undertaking, and make no representation of any kind that the products and services will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

COMMERCIAL USE ONLY:

This website is for commercial use and only and only for use by registered companies.  We do not work with individual people or consumers. When using the website and Our products or services, You are using it for commercial use only.  We are a professional company dedicated to maintaining a very high degree of quality and integrity in business origination. No oral representation is ever made. We have the right to refuse products or services to You at any time, for any reason without notice.  If You purchase products or apply for services and submit documentation and the service is rejected by Us, We have no obligation to notify You, and in most cases, You will not be notified. When You submit documentation to Us, You must submit documentation that does not have to be returned.  Documentation submitted to the Us will not be returned.  Further, You cannot rely on and/or make any commitments based on any documentation You submit Us for Service consideration or based on communications and/or discussions You have had with the Us. 

AFFILIATE:

If You are referred by the Company to an Affiliate for Service, You will be working directly with that Affiliate from that point on, and all dealings, negotiations, and any service, product, or offer the Affiliate provides to You are between You and the Affiliate. You acknowledge and agree to hold the Company free of any kind of liability as a result of any product or service You have accepted or considered from the Affiliate, and/or any dealings You may have had, have and continue to have with the Affiliate.  Your correspondence and/or business dealings with an affiliate or participation including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, is/are solely between You and the affiliate.  You agree that DBA shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.  You are advised to carefully check the affiliate independently, including their rules, regulations, policies and procedures, products and/or services, and details before entering into any agreement of any kind with the affiliate, and/or before making payments of any kind to the affiliate and before disclosing personal information. If in doubt, please do not use the product, service or the affiliate.

UNITED STATES LEGAL COMPLIANCE:

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a “terrorist supporting” country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

TRANSLATION INTERPRETATION:

These Terms and Conditions may be translated if We have made a translation available to You on Our website. You agree that the original English text shall prevail in the case of any dispute.

CHANGES TO THESE TERMS AND CONDITIONS:

We reserve the right, at Our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material, We will make reasonable efforts to provide at least thirty (30) day notice prior to any new terms taking effect.  What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use of Our products and/or services after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and Our products and/or services.

CONFIDENTIAL INFORMATION:

All such information, materials and all related information including but not limited to business, technical, financial, customer lists, investor and lender lists, identities of target companies and/or their sponsors, materials developed, or prepared by DISCLOSER, particularly creative materials, ideas, inventions, products, prototypes, written notes, photographs, sketches, models, memoranda, marketing and public relation plans, advertising plans, unpublished patent or trademark applications, know-how, design/schema, launch strategy-plan, business strategies, revenue models, financial arrangements, partnership structures, all components of website-functionality, services, design, look and feel, aggregation and distribution model, parent and/or subsidiary companies, contract terms, product information, prices, fees, relationships with distributors, developers, manufacturers, technology owners and/or other information, (the “Confidential Information”) will be considered trade secrets, proprietary and/or confidential information, including  any and all, and other information that is disclosed by either Party to the other Party, either directly or indirectly, in writing, orally or by inspection of tangible objects (including without limitation documents, samples, materials and equipment). Confidential Information may also include information received by a disclosing Party hereto from third Parties. 

Not withstanding the above, Confidential Information shall not include any information which:

(i)           was publicly known and made generally available in the public domain prior to the time of disclosure by the disclosing Party;
(ii)          becomes publicly known and made generally available after disclosure by the disclosing Party to the receiving Party through
no action or inaction of the receiving Party;
(iii)         is already in possession of the receiving Party at the time of disclosure by the disclosing Party;
(iv)         is obtained by the receiving Party from a third Party without a breach of that third Party’s obligations of confidentiality to the
disclosing Party;
(v)          is independently developed by the receiving Party without use of or reference to the disclosing Party’s Confidential
Information; or
(vi)         is required by law to be disclosed by the receiving Party, provided that the receiving Party gives the disclosing Party prompt
written notice of such requirement prior to such disclosure and, if so requested in writing, assistance in obtaining an order
protecting the information from public disclosure.

Term:  The obligations of each receiving Party hereunder shall survive until the earlier of (i) such time as all Confidential Information of the other Party disclosed hereunder becomes publicly known and made generally available through no action or inaction of the receiving Party, (ii) the consummation of a transaction between the Parties or (iii) three (3) years from the date of disclosure. 

PRICING OF PRODUCTS AND SERVICES:

Prices are current as of February 4, 2026 and may be changed without notice. Prices do not include taxes and fees when applicable.

ACKNOWLEDGEMENTS AND AGREEMENT TO ALL TERMS AND CONDITIONS:

The Parties hereto by executing this Agreement certify that they are fully authorized to execute this Agreement on behalf of their respective companies, corporations, or other entity, that the entity has ratified said actions herein and in such capacity the said signatory is authorized and empowered to fully and completely bind the entity under the terms of this Agreement.

ACKNOWLEDGED & AGREED
 
The Parties acknowledge that they have executed this Agreement voluntarily and without duress or influence on the part of or on behalf of the Parties or any other persons, firm, or entity.

ACKNOWLEDGED & AGREED
 
You acknowledge that You have been advised to have Your legal counsel review this Agreement, and have had full disclosure of all matters requested by You, if any, and that You had ample time to make specific inquiries as to any questions prior to executing this Agreement.  You further acknowledge that You have read, understood and accept all parts of this Agreement, and represent and warrant that all information and documentation supplied or to be supplied to Us is true and correct.

ACKNOWLEDGED & AGREED
 
The Parties acknowledge that they have executed this Agreement voluntarily and without duress or influence on the part of or on behalf of the Parties or any other persons, firm, or entity.

ACKNOWLEDGED & AGREED
 
You acknowledge having had sufficient time to review this Agreement and/or seek legal opinion as to the consequences and ramifications thereof.

ACKNOWLEDGED & AGREED
 
You agree that a copy of this Agreement executed by a Party and transmitted via digitally or electronic transmission to the other Party shall have the same binding force and effect as if said document contained an original signature of the Party so executing the same and shall be fully enforceable.

ACKNOWLEDGED & AGREED